US merchant accounts, no aggregator games.
Visa, Mastercard, Amex, and Discover in store, ACH and card-not-present for online, and USD settlement to your US bank account. A few business days to approval.
What you'll need
Four documents. Five minutes.
The US underwriting pack varies a little by industry, but it's never the 200-page packet some aggregators send. Storefronts, online sellers, and service businesses all apply through the same flow.
-
Business details
Legal and operating name, business address, and primary contact.
-
Recent processing statement
If you process today, one statement helps us scope the right banking partner and beat your current pricing.
-
Banking info
A void check or bank letter for the account where card and ACH funds settle.
-
Government ID
Driver's licence or passport from the principal owner.
Card acceptance, ACH, and USD settlement to your US bank.
US underwriting moves quickly when the file is clean. We package your application, match it to the bank partner that fits your business and volume, and handle the back-and-forth so you don't have to. The team that reviews your file is the team that calls you back.
Approval runs a few business days for most applications. We handle Visa, Mastercard, Amex, and Discover, plus Apple Pay and Google Pay in store, and ACH and card-not-present acceptance online, with funds settling in USD to your US bank account. Terminals and gateways are set up the day approval clears.
No aggregators, no offshore middlemen, no 200-page packets. Pricing is transparent and built around how you actually take payments (in person, online, or both), so there are no surprises on your first statement.
Direct support every day with the same team that underwrote your file. If you process today, send us a single recent statement and we'll beat your current pricing cleanly. If you're switching, we make the move painless and quick.
Ready when
you are.
Book a call or reach us directly. Either way you'll talk to a real person who can quote you a rate. Never a phone tree, never a hold queue.